Insurance Services Network

Serving the health and life insurance needs of California

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Type of Insurance

Contact Info
Phone: (818) 701-0020

Email: mail@

Lisence #0726064

We Represent
Anthem Blue Cross

Tonik by Anthem Blue Cross

Blue Shield


Health Net

Farm Bureau by Health Net

Kaiser Permanente


West Coast Life


Welcome to Insurance Services Network

At Insurance Services Network we strive to assist our clients as much as possible. We understand price is a very important consideration for many people and by paying attention to individual needs we can help you acquire the most appropriate plan. For your convenience we've included a section for free health insurance quotes.

We represent a variety of companies including: Blue Cross of California, Blue Shield of California, Health Net, PacifiCare, Cigna, Cal Farm Bureau Federation by Health Net, Kaiser Permanente, and Aetna. We offer PPO and HMO health plans for individuals & families and health plans for groups as well as life insurance. For this reason we are able to provide the most competitive rates from the most reputable companies to California Residents. Since we are compensated directly from the companies we represent there is absolutely no cost to use our services. Within the state of California all rates are exactly the same, whether you're working with a broker, or directly with a health insurance company.

For many, understanding health insurance can be confusing because of the many different private health insurance plans offered by different companies. We have included a Questions and Answers section, and a glossary has also been provided for your reference. If you're looking for feedback from experts in the field, feel free to contact us at (818) 701-0020.

If you have a comfortable understanding about how plans work, we provide detailed information about specific health insurance plans for Individuals & Families, or for group policies, as well as the opportunity to get health insurance quotes or life insurance quotes.

If you've found the right plan for your needs feel free to apply now.

Health Insurance News

Will insurers stop offering new coverage for some kids?
Monday, July 26, 2010 01:35PM

The law, which was supposed to increase access to healthcare, may have exactly the opposite effect for some children. The law requires insurers to accept all children, regardless of medical condition. But insurers fear that parents will wait until their kids get sick before signing them up for coverage, which could saddle the insurers with unpredictable costs. Because insurers can't refuse a patient with a , patients often will wait until they need coverage before purchasing it, only to drop it once they are well again. That in turn, drives up the cost of coverage for everyone else.

Written by Sandra Yin. Published by Fierce Healthcare

Maryland to save $829 million under national health care reform
Monday, July 26, 2010 01:29PM

National is expected to save Maryland $829 million over the next decade and provide coverage to nearly 350,000 people — reducing the number of uninsured in the state by half. The savings will be achieved by supplanting state spending with increased federal funding for health care programs for those who can't afford it. As more people get health insurance, the state also expects to see declines in uncompensated care. The cost of treating the uninsured who seek treatment and can't pay the bill is incorporated into hospital rates paid by Medicaid and private insurers.

Written by Andrea K. Walker. Published by The Baltimore Sun

HHS Rule Bolsters Appeal Rights When Insurers Say No
Sunday, July 25, 2010 02:02PM

Patients whose claims are denied by their health plans will be able to appeal those denials to an external reviewer under new regulations. The will require consumers have access to independent third party review of a .

Written by Joyce Frieden. Published by MedPage Today

Rules to ease consumer appeals in health insurance coverage
Friday, July 23, 2010 03:13AM

New will expand rights to appeal denials of under federal regulations will make it easier for consumers to dispute an insurer's decision within the plan and require coverage to continue during the appeal. Consumers will have the right to an independent, third-party review of insurers' decisions; Previously in some states, the outside reviewer is hired by the insurer that denied the claim.

Written by Alison Young. Published by USA TODAY

House passes historic health insurance overhaul
Monday, March 22, 2010 06:36PM

The House of Representatives on Sunday night approved sweeping legislation to guarantee Americans access to medical insurance for the first time, delivering President Obama the biggest victory of his young presidency.

Written by Noam N. Levey and Janet Hook. Published by The Los Angeles Times

For more recent medical insurance developments read our Health Insurance News archives.

Healthy Living News

Spouses Do Not Grow Alike as Time Passes
Saturday, August 28, 2010 06:15PM

Married couples tend to start off with similar traits, rather than their personality characteristics gravitating towards each other with time; individuals tend to select their spouses based on shared personality traits.

Written by Bill Hendrick. Published by WebMD

Black Rice: Healthy Antioxidants and Vitamin E
Saturday, August 28, 2010 06:09PM

Inexpensive black rice contains health-promoting anthocyanin , similar to those found in blackberries and blueberries. Black rice contains more antioxidants and vitamin E then blueberries.

Written by Aina Hunter. Published by CBS News

Breastfeeding May Help Prevent Diabetes
Saturday, August 28, 2010 06:04PM

for a month or longer appears to reduce a woman's risk of getting later in life, according to a new study. The breastfeeding and diabetes link has been reported in other studies, according to researcher Eleanor Bimla Schwarz, MD, assistant professor of medicine at the University of Pittsburgh School of Medicine.

Written by Alice Park. Published by Time

Large Weight Gain in Pregnancy Makes for Bigger Babies
Friday, August 06, 2010 01:23PM

The degree of maternal weight gain during was directly associated with babies' birth weight, researchers said.

Written by John Gever. Published by MedPage Today

Miscarriage? Try Again Soon
Friday, August 06, 2010 01:20PM

A study in the British Medical Journal reports that women who conceive within six months of their miscarriage have the best chance of having a healthy, successful .

Written by Jessie Schiewe. Published by Los Angeles Times

Evamist Exposure May Spark Early Puberty in Children
Friday, July 30, 2010 02:06PM

Federal drug safety regulators are warning that unintentional exposure to Evamist, a spray used to treat symptoms of , may cause children as young as three years old to experience premature puberty. The FDA also warns that the spray has had hormonal side effects on pets as well.

Written by John Gever. Published by MedPage Today

Weight-Loss Combo Appears Effective
Friday, July 30, 2010 02:00PM

A sustained-release formulation combining bupropion and naltrexone (Contrave) appears to be an effective treatment for in obese patients, researchers have found. The drug also brought significant improvements in HDL , triglycerides, and high-sensitivity C-reactive protein compared with placebo, but comparable reductions were not found in LDL cholesterol and blood pressure.

Written by Kristina Fiore. Published by MedPage Today

Calcium Supplements Linked to Heart Attacks
Friday, July 30, 2010 01:58PM

Some researchers are convinced that calcium supplements not only provide no benefit for post-menopausal women, but that they can even be harmful, increasing the risk of heart attacks by nearly a third.

Written by Thomas H. Maugh II. Published by Los Angeles Times

For more tips about life and health read our Healthy Living News archives.